Flexible Spending Accounts (FSAs),
Health Savings Accounts (HSAs) and
Health Reimbursement Arrangements (HRAs)

FSAs, HSAs and HRAs allow you to pay for routine healthcare expenses directly from an account funded with pre-tax dollars by you and/or your employer. They're known as self-directed accounts, because they allow you greater flexiblity in choosing where and how your healthcare dollars are allocated.  

An attractive feature of the program is Auto-Flex, 
which provides for automatic payment for qualified expenses at the time of service. This means you'll no longer have to save, copy and submit receipts for reimbursement.

If any of these accounts are part of your benefits plan, we can help you take full advantage of the features. To stay up-to-date on the activity and balance of your account, simply log in and view it all online.